Stockdale Securities limited review

The day of the stock trader sweating it out on the pit floor has come and gone thanks to the new age of technology, with computers and bots simply being too fast for even the fastest sharks in the tank. However stock brokers and traders still have their place in the modern investment game. Thanks to such movies as Wolf of Wall Street and Glengarry Glen Ross many are weary of the sharp teeth of these money snapping beasts, BUT there is still a huge amount of money being made through intelligent trading and if stock traders/brockers never made anyone any money then they simply wouldn’t still exist, however they do. There are still hundreds in London alone, but who do you trust?.

 

Do brokers still hit the phones and cold call any old dick, well no they don’t, do they still constantly ring and call people all day long? Yes for the most part they do. However nowadays a far more intelligent game has to be played thanks to a number of reasons such as the FCA, anti cold calling rules/laws and people being clued up to the penny stock scam. Stock Brokers now concentrate largely on strong leads of people who have enquired about investment, meaning easier sales but far less brokers in every office. I cannot offer any real financial advice but I can however help clue you in on a few of the companies who do, every post I will look objectively at 3 separate Stock Brokers, the the reviews of which can be found in the adjacent links.

Shore Capital Stockbrokers ltd

Shore capital Stockbrokers review are based in a number of offices across the UK and one in Berlin Germany, they operate under the large Shore Group Company who deal in all kinds of businesses.  They deal in primarily Equities and AIM (Alternative Investment Markets) and from our professional determination and almost by self admission rely mostly on large numbers of small clients based in the UK, not recommended for corporate investors but seem to have no negative reviews or any indication of financial misconduct

 Stockdale Securities Limited review

Stockdale Securities focus only on corporate clients (the opposite to Shore Capital) and are based in the heart of London. The main area of concern with this company is the number of name changes they have been through, most recently in 2016, some evidence suggests this was out of the companies hands and they are still fully approved by the FCA, however questions still arise from so many company rebrands

Cornhill Capital

Cornhill Capital review offer the full investment process from research to execution and helping collecting the harvest (profits). They also operate Cornhill FX and UK Bond Network. The company has also been through name changes, most recently in 2009, through research this was more likely through change of Associates than anything else and is not of concern. They are a full member of the London Stock Exchange as well fully approved by the FCA

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Commercial Business Loans – Finance Your Business

Commercial business loans are offered mainly for business purposes such as purchasing machineries, equipments, salaries of employees, transportation cost, investing in a new business or in the existing one or buying property for commercial purposes.

Depending on your needs, business loans come in secured or unsecured options. If you are capable of keeping property as collateral then apply for secured form. Because of the security provided this loan has the benefit of low interest rate, which reduces the monthly outgoings substantially.

To the contrary, the unsecured forms of commercial business loans, where security placing remains absent, and are best suited to those who are non-homeowners. Further, these loans are preferred by those to who do not want to place their valuable asset before lender due to insecurity.

Bad credit people are also approved commercial business loans without many enquiries if collateral is in place and if the business persona has sufficient income to pay off the loan installments regularly.

Secured business loans let you access a huge amount. The amount that you can borrow starts from £50,000 to £5,00,000 and might also vary from lender to lender. Placing collateral of higher value facilitate applicants to borrow more amount. They can repay the loan with long repayment terms of 10-25 years. Long durations can be regarded as a good option because it makes the repayments easy and balances the monthly installments.

Unsecured business loans offer an amount up to £1,00,000 for investing in a business. The business man is required to repay this loan amount within a term of 5 to 15 years. The lender however decides the amount on the basis of the income and repayment capacity of the borrower.

You can apply for commercial business loans through online process. This is a simple and convenient way to avail the loan quickly.

Commercial business loans are especially planned loans that are provided to business people who are looking for money for their various commercial requirements.

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Unsecured Business Loans – Finances Help You to Attain Whatever You Want

In business, it is all about setting standards and setting the momentum, so as to reach the pinnacle of success. But then to sustain the overall growth and development, you have to branch out and explore other avenues. Moreover you have to invest a lot and this will be only possible if you are having the finances by your side. There are also some instances, where in you might want to start a new business and do not have the finances. In both the cases if you are looking for finances and for the same do not want to pledge any collateral, you can opt for the unsecured business loans. With these loans, you can obtain the finances instantly and that too without facing too many hassles.

The fact that the loans are unsecured in nature implies that you can obtain the finances without pledging any collateral. This is partly advantageous for those who do not have any asset of their own such as tenants and non homeowners. Homeowners who do not want to pledge any collateral fearing repossession can also go for the loans without undertaking too many risks. This means that the loans are beneficial for all sorts of borrowers.

As a matter of fact, the amount under these loans is approved on the sole basis of your income and repaying capability. Generally a limited amount in the range of £5000-£50,000 is made available. The amount derived is made available for a short repayment term that falls in between 6 months – 10 years. Interest rate concerning the loans will be slightly higher, considering its unsecured nature. Having a proper business plan is very much necessary while availing these loans. If the lenders are convinced with the plan, then you may have a chance to derive the loans at very nominal rates and that too without facing too many hassles.

To procure unsecured business loans in an instant, you should prefer to apply online. Online application provides the best loan deals and that too at very affordable terms and conditions. The processing is fast as a result of which you get to obtain the funds at very competitive rates.

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Unsecured Business Loans – Finance Business Projects with Ease

A person aspiring for establishing a business may not be having enough at hand for supporting the project. Though he has the option of loan open but since he is starting a business, he may not think it fit to risk his property merely for a loan or may be he does not own a property. In such conditions unsecured business loans are useful for these types of borrowers. Usually unsecured business loans are preferred by those who are entering in a business field freshly. But the loans are taken for expending the existing business as well. Through unsecured business loans one can buy office space, furniture, equipments etc or the loan can be utilized for paying previous debts also.

Unsecured business loans are provided without taking any of the applicant’s property as collateral. So the loan is completely risk free for the business persons. Unsecured business loans are thus provided solely on the basis of repayment capability and past record of the borrower. If the credit history of the borrower is good, the loan comes at easier terms and conditions. If the lender is convinced about its safe return, any amount from ₤5000 to ₤100000 can easily be availed. Because of the risks, lenders charge higher interest rate on unsecured business loans. However there is convenient repayment duration of 5 to 25 years attached to the loan. This means the business person has many years for establishing business and repaying the loan.

It is clear that unsecured business loans are costlier as higher interest rate is charged by the lenders. This means the loan should be availed only in the time of urgency. Also make sure that you have adequate surplus amount for regularly paying the loan installments. If you are unable to repay the loan then you are burdened by a higher interest rate debt which may jeopardize you financially.

It should be noted that unsecured business loans are offered mainly on your financial credentials. In terms of credit score, it can be said that you should be having a good credit score of 6oo to 620 for ensuring a unsecured business loan at good terms. But that does not mean that bad credit borrowers can not apply for unsecured business loans. Bad credit business persons too are eligible but they should convince the lender that the loan will be returned in time. Take a convincing repayment plan along with your income sources and bank statements and the loan will be in your pocket. The type of business you are investing the finance in also matters much while considering loan application of bad credit borrower.

For unsecured business loans seekers the cost is the most worrisome factor. Higher interest rate can scare some business persons. But instead of running away from the loan, make efforts for availing at comparatively easier terms. Compare different unsecured business loans providers on internet for individual interest rates. Settle for the lender of comparatively lower interest rate. Also see if the lender is interested in providing unsecured business loans to bad credit borrowers. Apply online to the lender for quick processing and timely approval of unsecured business loans.

Surely unsecured business loans providers offer an easy finance for establishing a business. Take each aspect of the loan in consideration before applying for to a lender. The loan goes a long way in enhancing financial prospects of the venture if used wisely. Pay off the installments regularly so that you avoid debts.

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Business Loan Financing Or How To Get Business Loans Fast?

1. Definition of loans linked with different purposes

a. Purpose

Whenever you ask for a loan, the first thing the lender will ask you will be related to the usage of the money. What are you going to use the money for? Is it for what they call treasury purposes or for capital expenditures? In very simple terms is it for daily routine necessities of the business, which can be in the form of the cash requirements for paying off day to day expenses like paying the suppliers, buying stationery, paying to the cashier, etc. or is this because you need the money to expand or grow your business, which in this case can to buy a new machine the increase your production process. One last possibility is to have some spare money aside for contingencies which means in case you need to make a large payment to replace a new machine which just broke down. One your lender is clear on how you will use your money, then one box is ticked in his scorecard or he is one step closer to the decision making procedure.

b. Lending Criteria

Obviously there is not just one type of Business Loan Financing. It all depends on different criteria the lender will consider before he can decide if yes or no he wants to give you his money. Let’s go through the main two:

1. Amount of the loan: make sure the amount looks reasonable when compared to your capital and the size of your balance sheet. You don’t want to ask for $10K if your capital is at $1K. Why? You could wonder why not after all. What difference does it make? Well there is a huge difference. The bank is going to lend you to the extend it believes you can pay back the money very easily. So if you ask for more than you can cope with in terms of making that type of revenues or having a capital that is smaller than you’re asking for, big RED WARNING signals are going to ring for them. So start small and then you can increase gradually when you have proven you are a good creditor and you make enough cash to pay them back. As remember this is what the bank is concerned ALWAYS!: can my client pay me back? You now start to understand what the key components are in a business loan financing decision process. Bear in mind that once you know all of them, you have the magic key to decide what are the best Business Finance Solutions for you and get your business loans fast.

2. Maturity: this is the second most important information the bank will take into account when they make their decision in any business loan financing transaction. Maturity of the loan means how long you want to take the loan for. A good average is 5 years. If you take a large amount of money and want to repay quicker, you will need to demonstrate that you have enough spare cash after all expenses have been taken out, to repay your loan. On the other hand, if you do go for longer than 5 years, the bank will want to get a picture of where your business will stand after that period. And if you are a small-medium sized company that has been operation of 2-3 years, this can represent a risk for the bank to give you a loan for such a long period as you don’t have enough history to back it up. So even if you have a desperate need to get financial help for business growth, bear in mind that you want to increase your probability to get your loan approved by asking the bank for a loan which will meet their lending guidelines.

c. Take Action Now

Now that you are aware of what the bank is looking for and on which lending guidelines any lender, mostly banks will base their decisions on, you have increased your success rate in having your loan approved whatever business finance solutions you opted for. GO and Get your Business Loans Fast!

Business Finances Made Easy’s mission is to help business owners getting an accurate understanding of their business finances. This will allow them to be able to discuss their business finances at any time with confidence and will help them to get additional funding on demand.

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Preparation For Getting Business Loan Financing

Every company needs capital to survive. Business growth lies in the ability of being able to manage finances properly as this opens the way in which businesses can venture to yet another opportunity for investment. Managing finances is to be considered as one of the most important elements in business. However, what challenges companies or any small businesses is how to acquire money and how to pay for the debt. The intervention of business loan now comes into existence.

For small businesses, preparation is the key. You already have the idea. You have everything you desired and things are falling into places, all that you have worked and planned for. But there is one more thing that is lacking. You need to be able to provide the capital needed for you to start with. You need the money to operate your business. It may be very difficult to work with banks or any business loan company. The key to a successful business loan is on how well you put things together and how prepared you are.

Many lending institutions and banks are looking at the risk factor. It is the very reason why they have to say “no” for a loan requests with any businesses. But you can still get a loan for your business by proper preparation. Now, how are you able to do this? In order to prove that you are worthy of the money, that you are a good risk, taking the necessary steps will help you alter the level of difficulty of business loan. You have to learn what you need to know. You have to prepare on a lot of things to have a good loan deal which would give you enough knowledge so as to persuade-the-lender. Some suggestions on what you will need are as follows:

Business Plan

Let the lender know what you are up to. It is easier for them to approve any request with business loan if you are transparent enough to let them see what your goals are. Showing them on how you plan to use the money is a good step.

Your Projection with Cash Flow

Lenders need to know if you are able to pay the loan. Your business cash-flow-projections give the lender a concrete basis or financial-data that they can use to somehow assess this risk. It’s difficult for them to approve such loan if they don’t see the potential of your business.

How Much Money You Need

You need to know the importance of being accurate on things as you don’t want to invest on things you are not familiar with. Your goals should be realistic and allow yourself to predict the outcome of your venture. Know when you’re able to repay the loan. Convince the lender that the loan will serve as a point of reference to your success and that you’re sure to repay them through stable profit.

Having a business means having the determination, the drive and the will to become successful. Be proud and confident with your venture. Keep the positive attitude. And if somehow, your loan request gets denied, try another one.

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